QUOTE (Glenn9999 @ Aug 21 2008, 09:23 PM)

I have an Audigy 2 card, but I notice that the on-board sound is about as good quality-wise.
If you looks at specs, they're very similar indeed.
QUOTE (Glenn9999 @ Aug 21 2008, 09:23 PM)

the Audigy is much nicer in a lot of ways outside of the sound that it delivers
Creative cards have EAX (for gamers), but that's about it. I find onboard codecs like Realtek's are far nicer and FAR more stable (Creative has a LONG history of driver issues). Modern onboard audio also tends to do a lot more little things too, like support for the codecs used by Blu-Ray discs, have 7.1+2 audio, have advanced features like DTS Connect no found even on Creative's most overpriced card, etc. Also, Creative cards tend to be braindead when it comes to interconnects (from proprietary plugs, to sharing the same jack for spdif and mic input and things like that). No need to waste $100 on a card either, and no filling PCI/PCI-e slots for basic functionality.
QUOTE (Th3_uN1Qu3 @ Aug 21 2008, 09:29 PM)

When you get a decent speaker system (and i don't mean Logitech) the difference is obvious.
Not so. When you have a good speaker system (not one of those $100 5.1 setups), listen to high quality audio (preferably lossless), and also have a high-end card (not just any sound card -- LOTS of them are MUCH worse than most onboard audio), like perhaps a good M-Audio card, then sure there's some difference. On both my setups, my onboard audio beats my old $200 sound card hands down, that card is soon going to be donated.
The REAL place where people NEED sound cards (non-onboard) is mainly musicians, who need their fancy multitrack low-latency ASIO and such (and rich audiophiles, and gamers who can't live without EAX)